I decided to try Angie's "many neutrals" ensemble after all. At first, I thought, Gee, this isn't going to be very festive. Then Tanya posted a festive one, then Mirjana . . . and I had to give it a try, too. I decided to let red lipstick be my festive touch.
The outfit, worn for a day off: dark skinny jeans (Mother, the Looker); gray scroll burnout tee (made by me); charcoal long cardigan (Halogen); brown belt (B-Low the Belt); espresso moto boots (Miu Miu); navy trench coat (London Fog); dark blue faux suede gloves; espresso and black satchel (Joy Gryson); silver and brass jewelry (earrings and necklace, Marjorie Baer; wrap bracelet, Lucky); red lipstick (Laura Mercier stick gloss, cranberry).
Thanks for looking! I look forward to your thoughts and suggestions.